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OAK — Sovereign Private AI. Custom-installed, air-gapped, PII-free intelligence for any industry. Hardware you own, data you control, bonded contract protecting every dollar. ROI 251–389% over 3 years. It never phones home. That's not a policy — that's the architecture. www.structuralintel.org Dr OAK — Private AI Your Industry's Intelligence. In Your Building. Under Your Control. Custom-installed. Air-gapped. PII-free. Built for the way your industry actually works. Don't Phone Home AI Are You Tired of Sharing Your Data? Is AI Telling Your Secrets? Can we have AI and your Privacy also? What Dr OAKTM Does Thinks Like Your Industry OAK is not a general purpose assistant retrofitted for your field. It is custom configured for your specific workflows, terminology, documents, and compliance requirements before it ever goes live. Dr Oak learns from your environment. OAK connects exclusively to your internal- air gapped -network via encrypted tunnel. It learns continuously from your operations — your documents, your patterns, your knowledge base — and gets smarter over time without ever exposing that intelligence outside your walls - it's physically impossible. PII is deterministically, nearly 100%, stripped, when it enters our patent-pending PII redactor before it reaches our second scrub. An AI designed to look for PII. This ensures a nearly perfect outcome. The third layer is our human-in-the-loop redaction. The redacting AI places all questionable deletions to a specialist for a final decision - resulting in the highest precision PII redaction known - according to prelimary studies. (Further studies are contuing.) As a result, your AI, nor regulators, ever sees raw PII. There is nothing to breach, leak, or misuse. Runs on Hardware You Own We install OAK on dedicated servers that belong to you from day one. Your IT team has full administrative visibility. We cannot access your system remotely. Ever. Updates Without Exposure Security patches and intelligence updates are delivered through the IT security provider — on a thumb drive monthly, without ever opening your AI to outside access. What You Get Custom-configured AI for your industry workflows Dedicated hardware — you own it from day one ✓ High Quality - huge GPU Patent-pending PII Gateway Redactor at ISP level automatic compliance with every Privacy Law.✓ Microsoft Office AI integration with Dr Oak Offline, sandbox, licensed Microsoft Professional Suite included up to 16 seats. A vebal and auditory capable AI capable of responding to complex questions. Full client IT administration panel ✓ A full library full of content specific information installed with the server. For example, for lawyers we install the Midwestern Statutes,Case Files, and Precedents - Plus 2 Metropolitan Areas Ordinances and update them monthly. - You own it. - PII redacted, indexed, and coded for rapid AI retrieval. A $200,000 value. Monthly AI library and intelligence updates ✓ 36-month Full service coverage ✓ Zero external access — by anyone , including us. 24/7 IT Support - Ensuring compliance in what ever your endeavor. Legal- Independent CJIS certified support is hired to ensure compliance for both the client and the provider - us. White Glove Support $750 Credit for use toward a Private Cloud Server for Disaster Recovery for the first year The Sovereign Shield PII redactor - determistic redactor for use with your office - up to 16 stations Dr Oak AI - your Private AI that will never "phone home" and violate privacy laws. All funding placed in escrow and paid upon earmarks. A Bonded Contract A Progressive 3 Way Rubric Assessment System Designed to Remediate Concerns, Rather than Wait to Respond. ROI AI ROI for a small to medium Law firm is 310% in 3 Years with a break even in 6.3 Mo. Industries We Serve OAK can be configured for any industry that handles sensitive data and needs private, powerful AI: Legal — Case research, document drafting, privilege-safe client communications, Midwest legal library included Healthcare — HIPAA-compatible workflows, patient data never enters the AI layer, clinical decision support Financial Services — Client portfolio analysis, regulatory compliance, zero data transmission to third parties Government & Municipal — Air-gapped by design, no cloud dependencies, full audit trail Any Industry Handling PII — If your business touches names, addresses, financials, or identifiers — OAK protects you at the source Structured to Protect You Every OAK deployment includes three layers of client protection operating simultaneously: Hardware Ownership — You own the servers from Phase I. Tangible collateral. Cannot be taken back. Escrowed Payments — Every dollar held in third-party escrow. You co-sign every release. We never touch your money without your approval. Performance Bond — A bonded surety guarantees the full contract value. If we fail to deliver, the bond pays. Plans Structured to Protect You Every OAK deployment includes four layers of client protection operating simultaneously: Hardware Ownership — You own the servers from Phase I. Tangible collateral. Cannot be taken back under any circumstance. Escrowed Payments — Every dollar held in third-party escrow. You co-sign every release at every milestone. We never touch your money without your written approval. Performance Bond — A SBA-eligible surety bond guarantees the full contract value. If we fail to deliver, the bonding company completes the project or refunds you in full. Bonded Contract — Every deployment is governed by a fully executed Master Service Agreement with phased milestone structure, client withdrawal rights at every stage, and no penalty cancellation. You are protected in writing before a single dollar moves. Four layers. Simultaneously. From the moment you sign. Hardware you own. Money you control. A bond that guarantees delivery. A contract that protects your exit. That is how sovereign infrastructure is sold. OAK — Sovereign Private AI. Custom-installed, air-gapped, PII-free intelligence for any industry. Hardware you own, data you control, bonded contract protecting every dollar. ROI 251–389% over 3 years. It never phones home. That's not a policy — that's the architecture. www.structuralintel.org - Terms Subjject to change Call Email email@Structuralintel.org

This is a commercial site Terms of Use Policy for this website. Our Privacy by Design app, Sovereign Shield has its own privacy policy, while this site provides information, updates, and support. STRUCTURALINTEL.ORG INC. MASTER TERMS OF SERVICE Governing StructuralIntel.org Inc. and The Sovereign Shield Platforms Last Updated: April 15, 2026 1. Introduction and Scope Welcome to StructuralIntel.org Inc. (“Company,” “we,” “our,” or “us”). These Master Terms of Service (“Master Terms”) govern your access to and use of: The StructuralIntel.org website and all associated web properties The Sovereign Shield Platforms — a suite of sovereign, privacy-native technology platforms developed and operated by StructuralIntel.org Inc. Any membership, subscription, or service features associated with the foregoing Any related digital or offline services (collectively, the “Services”) These Master Terms establish the foundational legal framework governing all Services. Each Sovereign Shield Platform is additionally governed by its own platform-specific Terms of Service, which incorporate these Master Terms by reference. In the event of conflict between these Master Terms and any platform-specific terms, the platform-specific terms shall control with respect to that platform only. By accessing or using any Service, you agree to be bound by these Master Terms in their entirety. If you do not agree, do not use the Services. Partial agreement or conditional acceptance is not permitted. 2. Guiding Principles — B Charter and Ethical Foundation StructuralIntel.org Inc. is not built to extract value from people. It is built to protect them and return value to the communities it serves. The principles of the B Corporation charter guide every decision, every platform, every client relationship, and every investor engagement. StructuralIntel.org Inc. is committed to transitioning to full Public Benefit Corporation (B-Charter) status, with a charter mandate allocating 20–30% of net profits to charitable purposes — including food security, shelter, mental health support, and addiction recovery — upon reaching designated revenue thresholds. The Company is currently governed by the fiduciary duties of a Minnesota S-Corporation; the transition to Public Benefit status is a strategic objective and shall be formalized via amended Articles of Incorporation upon reaching the revenue thresholds defined in the B-Charter. These principles are not aspirational statements. They are operational commitments encoded into the architecture of every platform, every policy, and every terms document the Company produces. They inform how we build, how we price, how we engage, and how we resolve disputes. 2.1 Consent Use of the Services is voluntary. No Service is designed to create dependency, manipulate users, or exploit asymmetric power. You may discontinue use at any time in accordance with the applicable platform terms. We do not design systems that work against the people who use them. 2.2 Respect We commit to transparent, honest, and respectful engagement in all business interactions — with users, clients, investors, partners, and communities. Respect in this organization is not performative. It is operational. It shows up in how we write our terms, how we enforce our policies, and how we handle disputes. Every clause in every document we produce is written to be fair to both parties. 2.3 Privacy as Architecture Privacy is not promised by StructuralIntel.org Inc. It is engineered. The Sovereign Shield Platforms are built on a Near Zero-Data Architecture in which personal identifiers are permanently destroyed at the point of ingestion before they enter any system. Privacy compliance is a structural consequence of how the platforms are built, not a policy applied after the fact. 2.4 Transparency We do not hide material terms in fine print. We do not use deceptive design patterns. We do not bury liability limitations in language designed to confuse. These terms are written to be read and understood by the people who sign them. If something is important, we say it plainly. 2.5 No Exploitative Leverage We do not design systems, contracts, or business relationships intended to trap, exploit, or take unfair advantage of users, clients, or partners. Where our terms are strict — and some are — the strictness exists to protect the integrity of the work, the security of the platform, and the fairness of the relationship. Not to extract money from people who trusted us. These principles guide us. They are not merely aspirational — they are the reason this company exists. Anyone engaging with StructuralIntel.org Inc. — as a user, client, investor, or partner — is engaging with an organization that means what it says and builds what it promises. 3. Company Identity and Legal Structure Legal Name: StructuralIntel.org Inc. Structure: For-profit S-Corporation, transitioning to Public Benefit (B-Charter) status Registered Agent Address: 202 N. Cedar Ave, Suite 1, Owatonna, Minnesota 55060 Principal Office: Rochester, Minnesota Contact: admin@structuralintel.org Governing State: Minnesota IP Status: Patent Pending — all Sovereign Shield Platform technologies StructuralIntel.org Inc. is the parent company of the Sovereign Shield Platforms. All platforms are developed, owned, and operated by StructuralIntel.org Inc. All intellectual property associated with the platforms is the exclusive property of Fred Laurenzo and StructuralIntl.org Inc. 4. Eligibility You must be 18 years of age or older and legally capable of entering a binding contract to use the Services. By using the Services, you represent and warrant that you meet these requirements. We do not knowingly collect information from or provide Services to children under the age of 13. If you are between 13 and 18 years of age, you may use the Services only with the express consent and active supervision of a parent or legal guardian who agrees to be bound by these Master Terms. Parents and guardians are responsible for any actions taken by minors under their supervision. If we discover that a user under 13 has provided personal information, we will delete such information and terminate the associated account without notice. 5. License Grant and Prohibited Uses 5.1 License Grant Subject to these Master Terms and any applicable platform-specific terms, StructuralIntel.org Inc. grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services solely for their intended purpose and in accordance with these terms. No ownership rights are transferred. No licenses — express or implied — are granted except as explicitly stated herein. Terms expressed on the website are not binding and are subject to change, including : pricing, specifications, length of terms, and other items regarding deal or contract negotiation. 5.2 Prohibited Uses You may not use the Services to: Violate any applicable local, state, national, or international law or regulation Reverse-engineer, decompile, disassemble, or attempt to derive source code or proprietary logic from any platform, system, or software Circumvent, disable, or tamper with security features, access controls, or authentication mechanisms Scrape, harvest, or automate access to any platform or website without written authorization Introduce malware, spyware, or any code designed to disrupt, damage, observe, or impair the Services or other users Resell, redistribute, sublicense, or commercially exploit the Services without express written authorization Upload, transmit, or store content that is unlawful, harmful, defamatory, obscene, or infringing Impersonate any person or entity or misrepresent your affiliation with any person or entity Engage in any conduct that negatively impacts the Company’s business relationships, reputation, or platform integrity The user is may not be located in a country subject to U.S. embargo or trade restriction with the United States and is the user may not be on a "Prohibited Persons" list. 5.3 Prohibited Uses - Prohibition of Sensitive Data -users agree not to upload or process "Protected Health Information" (as defined by HIPAA) or "Sensitive Personal Information" (as defined by various state laws) until the Company explicitly issues a written "Service Readiness Notice" for those specific data types. Violation of these prohibited use provisions may result in immediate termination of access, civil liability, and recovery fees as specified in these Master Terms. 6. Scope of Service — Redaction Service Provider StructuralIntel.org Inc. operates exclusively as a data redaction service provider. The Platform's responsibility and liability are strictly limited to the performance of redaction functions within the defined ingestion boundary established at client onboarding. StructuralIntel.org Inc. is not the data controller, data custodian, or system architect of the client's broader data environment. The client retains full responsibility for data governance, system configuration, and access controls outside the Platform's sovereign boundary. Structuralintel.org Inc provides the deterministic scrubbing logic, but the final 'Human-in-the-Loop' review of all generated output remains the sole responsibility of the Licensee. Under no circumstances shall Structuralintel.org Inc be liable for residual PII found in third-party library datasets." StructuralIntel.org Inc. does not warrant or guarantee any specific outcome. The Sovereign Shield Platform is architecturally designed to redact all PII within its defined ingestion boundary. Independent production testing has demonstrated a 100% redaction result across 1,500,000 records processed under controlled conditions. This result reflects system performance within a defined sovereign boundary and does not constitute a warranty or guarantee of any specific outcome in any client deployment. StructuralIntel.org Inc. expressly disclaims liability for PII exposure resulting from external vectors outside the Platform's documented sovereign boundary, including but not limited to user-initiated API connections, third-party integrations, email-borne data ingestion paths, or system configurations introduced by the client outside the Platform's architecture. Enterprise clients or those in specific jurisdictions, a separate DPA may be required to supplement these terms We are not responsible for the content or privacy practices of third-party sites linked from your properties. Section 6.1 — Nature of the Sovereign Guarantee & External Sales 1 Not a Binding Contract: The "Sovereign Guarantee" published on this website is for informational and marketing purposes only. It does not constitute a binding legal contract, warranty, or offer between Structuralintel.org Inc. and any website visitor. 2 Master Service Agreement Required: The commitments described in the Sovereign Guarantee only become active and binding upon the mutual execution of a formal Master Service Agreement (MSA) and a signed Client Acknowledgment (Part III of the Guarantee). .3 Variation of Terms: Terms of the Sovereign Guarantee, including pricing, performance benchmarks, and liability limits, are subject to change depending on the specific vendor, hardware configuration, and the Client’s existing software stack. .4 Service Classification: All users acknowledge that Structuralintel.org Inc. is a Redaction and Data Minimization Service. Use of this website or our software does not establish a "Cybersecurity Provider" relationship. Our liability is strictly limited to the redaction logic as defined in an executed MSA. 7. Intellectual Property 7.1 Ownership All intellectual property associated with StructuralIntel.org Inc. and the Sovereign Shield Platforms — including but not limited to the Sovereign Shield Unitized Data Engine, the PII Redaction Engine V2.0, the Token Rotary Platform, the Sovereign Flow CRM, the 6-Token DNA Architecture, Informatic Mass Theory, Geometric Immutability, the Sovereign Storage Architecture, the Deterministic Token Delivery Model, and all other platform technologies, frameworks, methodologies, trade secrets, software, designs, branding, and documentation — is the exclusive intellectual property of Fred Laurenzo and StructuralIntel.org Inc. Patent applications are pending. Trade secret protections apply. All rights are reserved. Unauthorized reproduction, disclosure, adaptation, reverse-engineering, or use of any portion of the Company’s intellectual property is strictly prohibited. Any suggestions or feedback provided by users are "gratuitous, unsolicited, and without restriction," and that StructuralIntel.org Inc. is free to use those ideas without any compensation or credit to the user. 7.2 Patent Pending Protection The technologies underlying the Sovereign Shield Platforms are the subject of pending patent applications filed with the United States Patent and Trademark Office. The filing of these applications establishes a priority date that predates any subsequent filing by any third party. Any attempt to replicate, implement, or commercialize the described technologies without authorization from StructuralIntel.org Inc. constitutes patent infringement and will be pursued to the fullest extent of the law. 7.3 Trade Secret Protection Significant portions of the Sovereign Shield Platform architecture — including but not limited to the specific token structure, authorization chain, implementation algorithms, and sovereign storage configuration — constitute trade secrets of StructuralIntel.org Inc. protected under the Defend Trade Secrets Act (DTSA) and applicable state law. Misappropriation of these trade secrets will be pursued civilly and criminally. 7.4 Trademark “StructuralIntel,” “Sovereign Shield,” “Sovereign Gland,” “Sovereign Flow,” “6-Token DNA,” “Geometric Immutability,” “Informatic Mass,” and all associated logos, marks, and platform names are trademarks of StructuralIntel.org Inc. and/or Fred Laurenzo. Unauthorized use of these marks is strictly prohibited and may result in legal action. 7.5 IP Enforcement Violation of these intellectual property provisions — including but not limited to unauthorized use of trademarks, reverse-engineering, trade secret misappropriation, or patent infringement — will result in: Immediate termination of access to all Services Civil liability including but not limited to injunctive relief, statutory damages, and attorney’s fees A base civil fine of $1000.00 USD per day accruing from the date of first violation as determined by StructuralIntel.org Inc. Activation of this fine requires that the burden of proof threshold of a Grand Jury indictment standard has been met — meaning probable cause exists that a violation has occurred, as established by documentation, evidence, or formal legal proceeding. This threshold protects against frivolous claims while ensuring the enforcement mechanism cannot be challenged as an arbitrary penalty clause The parties agree that actual damages for misappropriation are difficult to ascertain, and that the daily fine represents a fair and reasonable liquidated estimate of the harm to the Company's competitive position and intellectual capital, and is not intended as a penalty. Criminal prosecution pursued under Minn. Stat. § 609.52 (theft including trade secret theft — felony, up to 10 years imprisonment and $20,000 fine), Minn. Stat. § 609.89 (computer or electronic data theft), Minn. Stat. § 609.891 (unauthorized computer access), and Minn. Stat. § 609.895 (counterfeited intellectual property penalties), in addition to all available federal remedies including the Defend Trade Secrets Act (DTSA), 18 U.S.C. § 1836, and applicable patent and trademark statutes This enforcement clause operates independently of any arbitration agreement. Disputes involving intellectual property, trademarks, patents, trade secrets, or licensing are expressly excluded from binding arbitration and shall be resolved through courts of competent jurisdiction. Users waive any right to binding arbitration for IP-related claims. 7.6 Limited License to Users Subject to these Master Terms, StructuralIntel.org Inc. grants users a limited, non-exclusive, non-transferable license to access and use the Services for their intended purpose. This license does not permit resale, commercial exploitation, modification, creation of derivative works, reverse-engineering, or use of branding elements without prior written consent. All rights not expressly granted are reserved. 8. Privacy StructuralIntel.org Inc. operates two distinct privacy environments, each governed by a separate privacy policy: The Sovereign Shield Platforms: Operate under a Near Zero-Data Architecture in which PII is permanently destroyed at the point of ingestion before it enters any system. Each platform is governed by its own platform-specific Privacy by Design Policy. The architectural elimination of PII storage means these platforms are structurally incapable of conventional data breach by design. The StructuralIntel.org Website: Operates under a user-controlled consent model supported by the Usercentrics Consent Management Platform. Users control what data is shared. The website privacy policy governs this environment separately. StructuralIntel.org Inc. does not sell, trade, or monetize user data in any form. Full privacy policies for each environment are published separately and incorporated herein by reference. 9 User Accounts and Responsibilities 9.1 Account Creation Access to certain Services may require creation of an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary to keep it accurate. 9.2 Account Security You are responsible for: Maintaining the confidentiality of your login credentials Restricting access to your account and any devices used to access it All activities and transactions that occur under your account, whether authorized by you or not Immediately notifying StructuralIntel.org Inc. of any unauthorized use or security breach at admin@structuralintel.org StructuralIntel.org Inc. is not liable for any loss or damage arising from your failure to maintain account security, including unauthorized access due to theft, negligence, or misappropriation of credentials. 9.3 The Tiered Support Framework Voluntary Support Benefits, these are not equity or operational control. Free Member Support Tier: Access to project exploration and community connection. Core Supporter ($18/mo): Includes supporter polls and "Founding Supporter" recognition. Builder Supporter ($50/mo): Includes monthly development briefings and direct feedback loops. Visionary Supporter ($500/mo): Includes quarterly 1:1 strategy meetings with the Founder to discuss product direction 9.4 Nature of Contributions: StructuralIntel.org Inc. is a for-profit S-Corporation transitioning toward Public Benefit (B-Charter) status. Membership contributions support platform development, outreach, research, and privacy innovation. These contributions are voluntary and not tax-deductible under U.S. law. 9.5 Marketing Consent By joining any membership tier, you provide express consent for StructuralIntel.org Inc. to contact you via email, SMS, and targeted marketing (Google/Meta) regarding Sovereign Shield Platform updates and opportunities. This consent may be withdrawn at any time via the Usercentrics banner or by contacting admin@structuralintel.org . 9.6 Account Termination StructuralIntel.org Inc. reserves the right to suspend or terminate any account at its sole discretion, without notice, for violation of these Master Terms or any platform-specific terms, conduct harmful to the Company or its users, or any other reason the Company deems sufficient to protect the integrity of its Services. 10. Disclaimers THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, STRUCTURALINTEL.ORG INC. EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO: WARRANTIES OF MERCHANTABILITY FITNESS FOR A PARTICULAR PURPOSE NON-INFRINGEMENT UNINTERRUPTED OR ERROR-FREE OPERATION ACCURACY OR COMPLETENESS OF ANY INFORMATION PROVIDED THROUGH THE SERVICES STRUCTURALINTEL.ORG INC. DOES NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THAT OPERATION OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS IN THE SERVICES WILL BE CORRECTED. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM STRUCTURALINTEL.ORG INC. SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE MASTER TERMS. 11. Limitation of Liability TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STRUCTURALINTEL.ORG INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO: LOSS OF PROFITS, REVENUE, OR DATA BUSINESS INTERRUPTION LOSS OF GOODWILL COST OF SUBSTITUTE SERVICES ANY OTHER INTANGIBLE LOSSES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF STRUCTURALINTEL.ORG INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF STRUCTURALINTEL.ORG INC. FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE MASTER TERMS OR THE SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO STRUCTURALINTEL.ORG INC. IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU IN THEIR ENTIRETY. IN SUCH JURISDICTIONS, LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICES OR THESE MASTER TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICES . 12. Indemnification You agree to indemnify, defend, and hold harmless StructuralIntel.org Inc., its officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorney’s fees) arising out of or relating to: Your use of or inability to use the Services Your violation of these Master Terms or any platform-specific terms Your violation of any applicable law or regulation Your violation of any third-party rights, including intellectual property rights Any content you submit, post, or transmit through the Services StructuralIntel.org Inc. reserves the right to assume exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with the Company in asserting any available defenses. 13. Dispute Resolution and Arbitration 13.1 Binding Arbitration Except as provided in Section 12.4 (IP Carve-Out), any dispute, controversy, or claim arising out of or relating to these Master Terms, the Services, or any platform-specific terms — whether in contract, tort, or otherwise — shall be resolved exclusively by final and binding arbitration pursuant to the Federal Arbitration Act. Arbitration shall be conducted by a single neutral arbitrator administered by the American Arbitration Association (AAA) or a mutually agreed equivalent arbitration service, in Olmsted County, Minnesota, or as otherwise mutually agreed. The arbitrator’s award shall be final and binding, and judgment may be entered upon it in any court of competent jurisdiction. The prevailing party in any arbitration or legal proceeding arising from these Master Terms shall be entitled to recover its reasonable attorney’s fees and costs. 13.2 Class Action Waiver ALL DISPUTES SHALL BE RESOLVED ON AN INDIVIDUAL BASIS. YOU WAIVE ANY RIGHT TO PARTICIPATE IN CLASS ACTIONS, COLLECTIVE ACTIONS, REPRESENTATIVE ACTIONS, OR PRIVATE ATTORNEY GENERAL ACTIONS. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING. 13.3 Informal Resolution Before initiating arbitration, you agree to contact StructuralIntel.org Inc. at admin@structuralintel.org and attempt to resolve the dispute informally for a period of thirty (30) days. This informal resolution period is a condition precedent to arbitration. 13.4 Intellectual Property Carve-Out Notwithstanding Section 12.1, disputes involving intellectual property rights — including but not limited to patent infringement, trade secret misappropriation, trademark violation, copyright infringement, or unauthorized use of licensed technology — are expressly excluded from binding arbitration. Such disputes shall be resolved exclusively in courts of competent jurisdiction in the State of Minnesota. Users expressly waive any right to binding arbitration for IP-related claims and consent to the exclusive jurisdiction of Minnesota courts for such matters. 13.5 Governing Law These Master Terms and all disputes arising hereunder shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to conflict-of-law principles. Any legal action not subject to arbitration shall be brought exclusively in the state or federal courts located in Olmsted County, Minnesota. 14. Modifications to Terms and Services 14.1 Changes to Master Terms StructuralIntel.org Inc. reserves the right to update or modify these Master Terms at any time. The date of last update will always be reflected at the top of this document. Material changes will be communicated to users through a notice posted on the Company’s website. Continued use of the Services following notice of changes constitutes acceptance of the updated terms. 14.2 Changes to Services StructuralIntel.org Inc. reserves the right to modify, suspend, or discontinue any Service or platform at any time, with or without notice. The Company shall not be liable to you or any third party for any modification, suspension, or discontinuation of Services. 15. Termination StructuralIntel.org Inc. may suspend or terminate your access to any or all Services at its sole discretion, without notice or liability, for any reason including violation of these Master Terms or any platform-specific terms. You may discontinue use of the Services at any time. Upon termination for any reason, all licenses granted to you under these Master Terms expire immediately. Sections 6 (Intellectual Property), 10 (Limitation of Liability), 11 (Indemnification), 12 (Dispute Resolution), and all other provisions that by their nature should survive termination shall survive. 16. Infrastructure Protection and Recovery Any intentional act resulting in damage to StructuralIntel.org Inc.’s infrastructure, platforms, systems, or users will trigger a recovery fee of $800.00 USD per hour, billed for IT repair, forensic analysis, and containment efforts, or the actual cost of third-party remediation services, whichever is higher. Additional fees may apply for infrastructure replacement, legal review, or third-party service remediation. These fees are enforceable and payable within fifteen (15) days of demand. StructuralIntel.org Inc. reserves the right to suspend access, report violations to appropriate authorities, and pursue all available legal remedies including injunctive relief, statutory damages, and attorney’s fees. 17. Investor Engagement Any individual or entity providing financial investment to StructuralIntel.org Inc. shall be bound by the following terms: Investment does not confer operational control, authorship rights, or access to proprietary platform architecture, trade secrets, contributor systems, or client data Investors may not participate in product development, service delivery, or operational decision-making unless explicitly authorized in a separate written agreement All investor roles are financial only and shall be documented via a separate agreement that references these Master Terms Investors may not use the StructuralIntel.org Inc. name, branding, or platform marks to imply endorsement, affiliation, or partnership without written consent Investment shall not override, modify, or supersede any provision of these Master Terms or any platform-specific terms StructuralIntel.org Inc. reserves the right to decline, revoke, or dissolve any investor relationship that conflicts with the Company’s B Charter principles, ethical commitments, or operational independence Investor engagement with StructuralIntel.org Inc. is an engagement with a company that operates according to defined principles. Those principles are not negotiable. Capital that requires compromising them is not capital we accept. 18. General Provisions 18.1 Entire Agreement These Master Terms, together with any applicable platform-specific terms and the Company’s privacy policies, constitute the entire agreement between you and StructuralIntel.org Inc. with respect to the Services. They supersede all prior or contemporaneous communications, representations, and agreements, whether electronic, oral, or written. 18.2 Severability If any provision of these Master Terms is found to be invalid or unenforceable under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect. 18.3 Waiver The failure of StructuralIntel.org Inc. to enforce any right or provision of these Master Terms shall not constitute a waiver of that right or provision. No waiver shall be effective unless made in writing and signed by an authorized representative of the Company. 18.4 No Joint Venture Nothing in these Master Terms creates a joint venture, partnership, employment, or agency relationship between you and StructuralIntel.org Inc. You have no authority to bind the Company in any respect. 18.5 Force Majeure StructuralIntel.org Inc. shall not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, pandemic, war, terrorism, governmental action, or failure of third-party infrastructure. The services are not intended for use in "hazardous environments" or "life-critical" infrastructure where a failure of the platform could lead to physical harm or catastrophic property damage. 18.6 Legal Compliance StructuralIntel.org Inc.’s performance of these Master Terms is subject to existing laws and legal process. Nothing in these Master Terms is in derogation of the Company’s right to comply with governmental, court, and law enforcement requests relating to your use of the Services. 18.7 Language It is the express wish of the parties that these Master Terms and all related documents be written in English. In the event of any conflict between an English version and a translated version, the English version shall control. 18.8 Updates and Notification When material updates to these Master Terms are made, a notice will be posted on the StructuralIntel.org website. StructuralIntel.org Inc. encourages users to periodically review these terms. Continued use of the Services after updates constitutes acceptance. 19. Contact Information Company: StructuralIntel.org Inc. Registered Agent: 202 N. Cedar Ave, Suite 1, Owatonna, Minnesota 55060 Principal Office: Rochester, Minnesota Email: admin@structuralintel.org Website: www.structuralintel.org For legal notices, disputes, or formal correspondence, all communications must be directed to the registered agent address above. Email is accepted for general inquiries and informal dispute resolution attempts. AUTHORIZED BY: Fred Laurenzo Founder, CEO & Inventor StructuralIntel.org Inc. admin@structuralintel.org April 15, 2026

Our site hosted by Wix is site up different than our app which is entirely under our control for two reasons. One here we are a commercial site trying to promote our app under the rules and security concerns of another host. Second, we are a very young company with limited resources and have not set up our own independent servers. On this website we don’t sell personal information. Our app is privacy-first, patent-pending, and revolutionary. No form ID specified in URL Button

Discover the inspiring journey of the Founder from landscaper to software architect. Learn how the Founder champions privacy and dignity. Founder Bio About the Founder Fred Laurenzo — Founder & CEO, StructuralIntel.org Fred Laurenzo is not a typical tech founder. He didn’t come from Silicon Valley, and he’s not the product of an accelerator, a trust fund, or a venture-capital grooming pipeline. He’s something rarer and more honest: a stubborn, principled builder who saw ordinary people being harmed by data misuse and decided to do something about it — directly, personally, and without asking permission. Fred spent over two decades as a Social Studies educator, earning Teacher of the Year by doing what he does best: telling the truth, challenging assumptions, and helping people understand the systems that shape their lives. He taught about power, rights, privacy, history, and how societies function — and he watched firsthand how quickly technology was eroding the very civic protections he taught. He wasn’t a “tech teacher,” but he saw where technology was heading. He saw who was being hurt first. And he refused to look away. So he built StructuralIntel.org the hard way — from hotel rooms, temporary living spaces, and 16-hour days spent writing, coding, researching, and assembling a privacy-first platform from the ground up. No investors. No PR team. No safety net. Just grit, conviction, and a refusal to let Big Data decide what privacy means for the rest of us. Fred is completely transparent about who he is and how he works. He’ll tell you himself: “I’m not polished. I work in sweats most days. I get scruffy. I don’t look like a tech founder. But I’m building something that matters.” Behind that unfiltered honesty is a founder with iron discipline, deep knowledge of civic systems, an educator’s understanding of human impact, and a moral code that technology desperately needs but rarely gets. StructuralIntel.org reflects that code in every decision: Privacy by Design at the data layer Zero-data relay architecture No collection of information that can be weaponized No tracking, profiling, or manipulation A mission-driven path toward Public Benefit (B-Charter) status Fred is now working with clinics, civic programs, and community partners in Rochester to build a replicable model for ethical data use — one grounded in dignity, not extraction. Ask him why he puts in 16-hour days, why he works through setbacks, or why he keeps going even when underestimated, and he’ll answer the same way every time: “Privacy is dignity. And everyone deserves dignity.” This is Fred Laurenzo — unfiltered, unpolished, and uncompromising. A founder who didn’t come from tech… but is rebuilding it anyway. Let’s Work Together Get in touch so we can start working together. Schedule your service Learn More About Investing in Structuralintel.org Inc Check out our availability and book the date and time that works for you

We are developing a new system of handling data that does two things the industry has never done together: protect privacy and reduce data at the same time. The intellectual property is ours. The patents are in process. The mission is real About Page Structuralintel.org Inc. — Wix About Page Copy About Structuralintel.org Inc Some companies are built to make money. Some are built to make a difference. We are building both — because we believe you should never have to choose between the two. Structurally Intelligent was born from a simple but radical idea: what if a company actually meant what it promised? Not in a policy PDF buried in a footer. Not in terms and conditions written to protect the company instead of the customer. But in the code itself — built in, enforced automatically, non-negotiable. That idea became our architecture. Privacy isn't a feature we added. It is the foundation we built on. What We Are Building We are developing a new system of handling data that does two things the industry has never done together: protect privacy and reduce data at the same time. The intellectual property is ours. The patents are in process. The mission is real. We are also building Private AI — personal, PII-free, and available for home or business use. AI that doesn't harvest you. AI that doesn't surveil you. AI you actually own. You buy it, you own it. Full stop. This isn't a promise. It is an architecture. Why Rochester Kodak captured the world's memories. Xerox taught the world to share information. Rochester has always been a city that builds things that matter — and we are not done yet. Structurally Intelligent is proud to be part of Rochester's next chapter. We believe this city has the talent, the grit, and the history to lead the world into a future where your data belongs to you — not to the platforms, not to the algorithms, not to anyone who didn't earn it. We are not waiting for Silicon Valley's permission. Where We Are Now We are a small (for now) S Corp transitioning toward Public Benefit status. We are early, we are growing, and we are looking for people who believe what we believe — that privacy is not a luxury, and that the next great technology company doesn't have to be built at your expense. This is Rochester's moment. This is your movement. Come build it with us. Fred Laurenzo CEO, Structuralintel.org Inc. BOOKING CALENDAR INFORMATION

Discover how our privacy by design framework secures your data. Learn about our milestone projects and innovations today. Structurally Speaking Vol 1 Structurally Speaking | Volume 1, Issue 1 | April 2026 Structurally Speaking The Official Newsletter of Structuralintel.org Inc. Volume 1 | Issue 1 | April 2026 From the Desk of Fred Laurenzo I am going to be straight with you — because that is the only way I know how to operate. We are at the most critical moment in this company's young life. We have the technology. We have the IP. We have the structure. What we need right now is fuel. And I am not too proud to say it. Where We Are — Company Update We have done the hard part. Structuralintel.org Inc. is incorporated, structured, and moving. We have our intellectual property secured, our corporate framework in place, our materials developed, and our MVPs and prototypes built for most of the platform. We are currently pursuing SMIF financing for our initial funding round — because industry-changing technology needs the right partners behind it. We are not an idea on a napkin. We are a company on the launchpad. THIS MONTH'S MILESTONE We are actively pursuing our patent filings — the entire platform is in motion as of tonight. This is real. This is happening. The Build — Product Development Update Right now we are building something we believe is the milestone of the decade — and we do not use that phrase lightly. Meet the Unitized Data Sanitizer — the breakthrough technology that makes Private AI possible. This is not an incremental improvement on what exists. This is a new architecture for how data is handled, protected and reduced at the source. Our data is real, certifiable and repeatable. That is not a marketing claim — that is a technical fact we can demonstrate. CURRENTLY WORKING ON Deployment architecture for the Unitized Data Sanitizer World class research integration for Private AI development COMING NEXT The next phase of Private AI development — and we will tell you exactly how it works. Why It Matters — Privacy Spotlight Every week another breach. Every month another apology from a company that never meant its privacy policy in the first place. The world is not short on promises about data protection. It is short on companies that have actually solved it at the architecture level. That is what we are building. That is why this matters right now. Rochester Proud Rochester has led the world before. Kodak. Xerox. Paychex. The talent, the grit and the drive to build things that matter have always been here. We are asking Rochester to lead again — this time into a future where your data belongs to you. We are proud to be the company carrying that flag. We Need Your Support We have industry-changing technology. We have the patents in motion. We have a B Corp charter evolution underway. What we need now is the fuel to deploy it — world class research, development resources and the backing to bring Private AI to the world. If you believe privacy is not a luxury — and that Rochester can lead the world — here is how you can help right now: Back the Build — $25 See terms for contributor expectations. If you are an investor, a researcher or an organization that wants to be part of something historic — reach out directly Support Us $25 Support Disclaimer: Structuralintel.org Inc. is a for-profit S-Corporation transitioning toward Public Benefit (B-Charter) status. Contributions support platform development, outreach, research, and privacy innovation. They are voluntary and not tax-deductible under U.S. law. Let’s Work Together Get in touch so we can start working together. First Name Last Name Email Message Send Thanks for submitting!

Minnesota law firms spend $570K–$793K per year on AI tools, compliance staff, and cyber insurance. Sovereign Private AI eliminates the liability at the source — 3-year ROI of 251–389%, breakeven in 4–6 months, backed by a $179,000 bonded contract you control. Private Law AI ROI 3 Year STRUCTURALINTEL.ORG INC. 3-Year Technology Cost and ROI Analysis Medium Law Firm — 4 Attorneys, 3 Support Staff | Minnesota | April 2026 Sovereign Private AI and Deterministic Redactor vs. Traditional Cloud AI Stack EXECUTIVE SUMMARY A 4-attorney Minnesota law firm running a traditional cloud AI stack spends an estimated $580,000–$716,000 per year on technology, compliance labor, and data liability management. Over three years that totals $1.9M–$2.3M, before accounting for a single data breach. The Sovereign Private AI and Deterministic Redactor replaces or eliminates the majority of these costs. Total 3-year Sovereign cost: $899,000. Net savings: $1.M–$1.4M. ROI: 310%. Breakeven: Month 6.3. SECTION 1: FIRM PROFILE AND ASSUMPTIONS Parameter Assumption / Basis Firm Size 4 attorneys + 3 support staff = 7 total seats Location Minneapolis/Twin Cities metro, Minnesota Practice Areas General civil litigation, corporate, real estate, family law Data Handled Client SSNs, financial records, medical information, privileged communications, minor identifiers Compliance Obligations MNRPC Rule 1.6, HIPAA, Minnesota Data Practices Act, GDPR (EU clients), ABA Model Rules 1.1/1.6 Paralegal Staff 2 paralegals at $70,000 avg salary + 30% benefits burden = $91,000 each / $182,000 total annually (Glassdoor MN 2026) plus 1 Manual Redactor $118,000 Compliance Officer Fractional/outsourced: $55,000–$75,000/year (SCCE 2025 benchmarks) Analysis Period 3 years (2026–2028) with 8% annual cost escalation on SaaS and labor categories SECTION 2: TRADITIONAL CLOUD AI STACK — ANNUAL AND 3-YEAR COSTS The following represents the current market cost for a 4-attorney firm running a standard cloud-based AI and compliance stack. All figures are based on verified 2026 market pricing cited in Section 6. SECTION 2: TRADITIONAL CLOUD AI STACK — ANNUAL AND 3-YEAR COSTS The following represents the current market cost for a 15-attorney firm running a standard cloud-based AI and compliance stack. All figures are based on verified 2026 market pricing cited in Section 6. Expense Category Year 1 (2026) Year 2 (2027) Year 3 (2028) 3-Year Total Harvey AI — Legal AI Platform 15 attorney seats x $1,200/seat/month (enterprise est.) $72,000 $72,000 $72,000 $216,000 Microsoft 365 + Copilot Add-On 23 seats x $14 base + $30 Copilot = $44/seat/mo. $12,144 $13,115 $14,164 $39,423 Paralegal / Legal Assistant Labor (2 FTE) $70,000 avg x 2 + 30% benefits = $182,000 (Glassdoor MN 2026) $182,000 $196,560 $212,285 $590,845 Compliance Officer (Fractional/Outsourced) MNRPC 1.6, HIPAA, MN Data Practices Act oversight $25,000–$45,000 $34,400–$53,000 $42,152–$61,480 $101,552–$159,480 Cyber Liability Insurance (PII Environment) Law firm w/ active PII storage — Deloitte 2026 benchmarks $25,000–$45,000 $27,000–$48,600 $29,160–$52,488 $81,160–$146,088 PII Redaction Software (Cloud-Based) Probabilistic tools: Vera, Spirion , BigID enterprise tier $8,000–$15,000 $8,640–$16,200 $9,331–$17,496 $25,971–$48,696 eDiscovery / Document Review Platform Relativity, Logikcull, or equivalent — mid-firm tier $12,000–$25,000 $12,960–$27,000 $13,997–$29,160 $38,957–$81,160 Attorney Ethics/Privacy Compliance Labor MNRPC 1.6, ABA 1.1 competency audits, privacy training, annual reviews $15,000–$30,000 $16,200–$32,400 $17,496–$34,992 $48,696–$97,392 Data Breach Liability Reserve (Actuarial) IBM Cost of Breach $4.88M avg 2024 ; legal sector 23% premium $35,000–$60,000 $37,800–$64,800 $40,824–$69,984 $113,624–$194,784 Compliance & Audit Software SOC 2, HIPAA audit tools: OneTrust , Vanta, or equivalent $10,000–$25,000 $10,800–$27,000 $11,664–$29,160 $32,464–$81,160 Purchase of Midwest -12 State Legal Library / Statutes $150,000 $150,000 – Precedents – Procedures – Local Laws – 2 Metroplotian Areas Monthly Updates $48,000 $48,000 $48,000 $144,000 Redactors – Physical $118,00 $118,000 $118,000 $354,000 Proof-readers TOTAL TRADITIONAL STACK COST $712K–$827K $579K–$716K $629K–$759K $1.93M–$2.3M Note: Does not include an actual data breach event, which averages $4.88M in the legal sector (IBM 2024) and may trigger bar disciplinary proceedings, class-action liability, and reputational damage. SECTION 3: SOVEREIGN PRIVATE AI — 3-YEAR TOTAL COST OF OWNERSHIP The Sovereign system replaces or eliminates the majority of the categories above. The following is the complete cost of ownership over 36 months. Cost Item Year 1 Year 2 Year 3 Ref Sovereign System Contract (one-time, 3-year all-in) $339,000 0 0 — — 1 Monthly Maintenance/ Disaster Recovery/ Data Back up/ 24/7 IT Support/ Midwest Law Library Update and 2 cities/ AI updates/ White Glove Experience/ Installation/ $0 Deductible $6000/mo x 12) $72,000 $72,000 $72,000 One Time licensing Fee 36 month $49,000 2 Microsoft 365 Base License (no Copilot — Sovereign replaces it) 0 0 0 3 Cyber Insurance (PII-Zero environment : $23–$30/mo.) $18,750-33,750 18,750-33,750 18,750-33,750 4 Reduced Compliance Labor (1 FTE paralegal l freed by AI) $91,000 $91,000 $91,000 5 Fractional Compliance Officer (monitoring only — reduced scope) $15,000 $15,000 $15,000 Midwest Law Library 0 0 0 Monthly Library Updates 0 0 0 Included in monthly Fee Data Breach and Audit Reserve 0 0 0 Human Redactors – $23,600 $23,600 $23,600 Proof-Readers 20% E-Discovery 0 0 0 PII Redaction Software 0 0 0 6 TOTAL SOVEREIGN 3-YEAR COST $518k $224k $224k SECTION 4: SIDE-BY-SIDE ROI COMPARISON — 3 YEARS Traditional Cloud Stack Sovereign Private AI Year 1 Total Cost $712,000 – $827,000 $518,000 Year 2 Total Cost $579,000 – $716,000 $224,000 Year 3 Total Cost $629,000 – $759,000 $224,000 3-YEAR TOTAL $1,920,000 – $2,302,000 $966,000 3-YEAR NET SAVINGS vs. traditional stack $954,000 – $1,334,000 Return on Investment 310% over 3 years Breakeven: Month 6.3 SECTION 5: LEGAL COMPLIANCE OBLIGATIONS ADDRESSED Minnesota law firms face a compounding set of federal, state, and professional conduct obligations regarding client data, PII handling, and AI use. The Sovereign system eliminates the underlying risk — not just the compliance burden — because PII never enters the system. Regulation / Rule Obligation Sovereign Solution MNRPC Rule 1.6 (Minnesota Rules of Professional Conduct) Attorneys must make reasonable efforts to prevent unauthorized disclosure of client information. Applies explicitly to cloud AI tools. PII never leaves the building. AI is air-gapped. No cloud transmission possible. ABA Model Rule 1.1 (Technology Competence) Amended 2012 — attorneys must understand benefits and risks of technology, including AI systems that process client data. Deterministic, auditable system. Full log visibility for client IT. No black-box AI. ABA Formal Opinion 512 (2023) Addressed generative AI use by attorneys. Requires understanding how AI tools process and store client data before use. Zero data sent externally. Attorney retains full control and auditability. ABA Model Rule 1.6(c) (Data Security) Requires reasonable measures against unauthorized access. Cloud AI vendors retain data processing rights in standard agreements. Zero provider access post-installation. Architecturally impossible to breach remotely. Minnesota Data Practices Act (Minn. Stat. § 13) Governs collection, storage, use, and dissemination of data. Applies to firms handling government client matters. PII eliminated at gateway. No storage layer. Nothing to govern or disclose. HIPAA / HITECH Act Applies when firm handles protected health information for healthcare clients. Cloud AI tools are not HIPAA-compliant BAAs by default. PHI treated as PII — stripped at gateway. System is inherently HIPAA-compatible. GDPR (EU Regulation 2016/679) Applies when firm represents EU clients. Cloud AI processing may violate data residency requirements. All processing on-premises. No cross-border data transfer of any kind. FTC Safeguards Rule (16 CFR Part 314) Applies to law firms handling consumer financial information. Requires written information security program. Zero-PII architecture satisfies the security program requirement by design. Minn. Stat. § 325E.61 (Breach Notification) Requires notification within 30–60 days of breach. Class-action exposure for law firms. No PII stored = no breach possible = no notification required. Attorney-Client Privilege (Evidentiary) Communications processed through third-party cloud AI may be subject to privilege waiver arguments. No third-party processing. Privilege is structurally preserved. SECTION 6: SOURCES AND REFERENCES All pricing, salary, and liability data is sourced from published industry benchmarks, government databases, and verified market reports current as of April 2026. AI Platform Pricing 1. Harvey AI enterprise pricing: estimated $1,000–$1,200/seat/month. Sources: irys.ai Legal AI Pricing Landscape (April 2026); costbench.com Harvey AI Pricing 2026; contracko.com Harvey AI CLM Review. Harvey does not publish pricing. 20-seat minimum enterprise contracts reported at $288,000+ annually. LexisNexis bundle anticipated to increase pricing 30–40% per Matej Jambrich (Dentons CTO), Artificial Lawyer, July 2025. 2. Microsoft 365 Copilot: $30/user/month enterprise add-on (Microsoft 365 official pricing page, April 2026). Base Business Standard: $14/user/month post-July 2026 increase (Microsoft 365 Blog, December 2025). copilot-experts.com Microsoft Copilot Pricing Guide 2026. techjacksolutions.com Microsoft Copilot Pricing and Licensing Explained (2026). Labor and Salary Data 3. Paralegal salary (Minneapolis/Twin Cities): Glassdoor 2026 — $69,626 median. Robert Half 2026 Salary Guide — $55,640–$76,238. ERI Salary Expert 2026 — $79,591 average. ZipRecruiter Minnesota 2026 — $58,501 average. Benefits burden 30% per BLS standard methodology. readysethire.com Minneapolis 2026. 4. Compliance Officer salary: readysethire.com Minneapolis 2026 — $179,580 average (full-time). Fractional/outsourced compliance management: $55,000–$75,000 annually based on Society of Corporate Compliance and Ethics (SCCE) 2025 benchmarks. Insurance and Breach Liability 5. Cyber liability insurance for PII-heavy law firms: Deloitte 2026 Insurance Outlook; biBERK actuarial benchmarks. Mid-size firm with active PII storage: $25,000–$45,000 annually. Post-Sovereign Zero-PII environment: $276–$360 annually per Structuralintel.org empirical testing and underwriter verification. 6. IBM Cost of a Data Breach Report 2024: $4.88M average per incident. Legal sector carries an estimated 23% premium. Annual actuarial reserve based on breach probability for PII-active legal environments. Legal Compliance Obligations 7. Minnesota Rules of Professional Conduct Rule 1.6: Minnesota State Bar Association. Amended to address technology and cloud AI. Attorney duty of confidentiality applies to all AI-processed client communications. 8. ABA Model Rule 1.1 (Technology Competence): American Bar Association, 2012 amendment. ABA Formal Opinion 477R (2017) addresses cloud storage and third-party AI processing risks specifically. 9. ABA Formal Opinion 512 (2023): Generative AI use by attorneys. Requires attorneys to understand how AI tools process and store client data before use in legal matters. 10. Minnesota Government Data Practices Act: Minn. Stat. § 13.01–13.99. Office of the Minnesota Legislative Auditor. 11. HIPAA/HITECH: 45 CFR Parts 160 and 164. HHS Office for Civil Rights. Cloud AI vendors must execute Business Associate Agreements (BAAs); standard Harvey/Copilot terms do not include compliant BAAs by default. 12. GDPR: EU Regulation 2016/679. Data residency requirements apply to processing of EU resident data regardless of firm location. 13. FTC Safeguards Rule: 16 CFR Part 314. Final Rule effective June 2023. Applies to law firms qualifying as financial institutions under Gramm-Leach-Bliley Act. 14. Minnesota Data Breach Notification: Minn. Stat. § 325E.61. 30-day notification requirement. Class-action exposure per In re Target Corporation Customer Data Security Breach Litigation (D. Minn. 2014). Sovereign System Performance 15. Structuralintel.org Inc. internal empirical data: 100% PII redaction accuracy verified across 1.5 million records. Patent pending — application filed 2025. Sub-100ms processing latency. 16. Sovereign Shield V2.0 Complete Empirical Verification Report (April 4, 2026): 300,000-record stress test and 1,000,000-record benchmark, Zero-Persistence Incineration Engine. Patent Pending. www.structuralintel.org . 17. 8% annual SaaS escalation applied based on Gartner IT Spending Forecast 2026 and confirmed Microsoft July 2026 price increases (Microsoft 365 Blog, December 2025). Harvey pricing escalation anticipated per LexisNexis bundle analysis (Artificial Lawyer, July 2025). A hacker cannot steal what isn’t there. We remove the data before it ever exists as a liability. Structuralintel.org Inc. | Rochester, Minnesota | www.structuralintel.org | Patent Pending | Public Benefit Corporation

This is a commercial site Terms of Use Policy for this website. Our Privacy by Design app, Sovereign Shield has its own privacy policy, while this site provides information, updates, and support. STRUCTURALINTEL.ORG INC. MASTER TERMS OF SERVICE Governing StructuralIntel.org Inc. and The Sovereign Shield Platforms Last Updated: April 6, 2026 1. Introduction and Scope Welcome to StructuralIntel.org Inc. (“Company,” “we,” “our,” or “us”). These Master Terms of Service (“Master Terms”) govern your access to and use of: The StructuralIntel.org website and all associated web properties The Sovereign Shield Platforms — a suite of sovereign, privacy-native technology platforms developed and operated by StructuralIntel.org Inc. Any membership, subscription, or service features associated with the foregoing Any related digital or offline services (collectively, the “Services”) These Master Terms establish the foundational legal framework governing all Services. Each Sovereign Shield Platform is additionally governed by its own platform-specific Terms of Service, which incorporate these Master Terms by reference. In the event of conflict between these Master Terms and any platform-specific terms, the platform-specific terms shall control with respect to that platform only. By accessing or using any Service, you agree to be bound by these Master Terms in their entirety. If you do not agree, do not use the Services. Partial agreement or conditional acceptance is not permitted. 2. Guiding Principles — B Charter and Ethical Foundation StructuralIntel.org Inc. is not built to extract value from people. It is built to protect them and return value to the communities it serves. The principles of the B Corporation charter guide every decision, every platform, every client relationship, and every investor engagement. StructuralIntel.org Inc. is committed to transitioning to full Public Benefit Corporation (B-Charter) status, with a charter mandate allocating 20–30% of net profits to charitable purposes — including food security, shelter, mental health support, and addiction recovery — upon reaching designated revenue thresholds. The Company is currently governed by the fiduciary duties of a Minnesota S-Corporation; the transition to Public Benefit status is a strategic objective and shall be formalized via amended Articles of Incorporation upon reaching the revenue thresholds defined in the B-Charter. These principles are not aspirational statements. They are operational commitments encoded into the architecture of every platform, every policy, and every terms document the Company produces. They inform how we build, how we price, how we engage, and how we resolve disputes. 2.1 Consent Use of the Services is voluntary. No Service is designed to create dependency, manipulate users, or exploit asymmetric power. You may discontinue use at any time in accordance with the applicable platform terms. We do not design systems that work against the people who use them. 2.2 Respect We commit to transparent, honest, and respectful engagement in all business interactions — with users, clients, investors, partners, and communities. Respect in this organization is not performative. It is operational. It shows up in how we write our terms, how we enforce our policies, and how we handle disputes. Every clause in every document we produce is written to be fair to both parties. 2.3 Privacy as Architecture Privacy is not promised by StructuralIntel.org Inc. It is engineered. The Sovereign Shield Platforms are built on a Near Zero-Data Architecture in which personal identifiers are permanently destroyed at the point of ingestion before they enter any system. Privacy compliance is a structural consequence of how the platforms are built, not a policy applied after the fact. 2.4 Transparency We do not hide material terms in fine print. We do not use deceptive design patterns. We do not bury liability limitations in language designed to confuse. These terms are written to be read and understood by the people who sign them. If something is important, we say it plainly. 2.5 No Exploitative Leverage We do not design systems, contracts, or business relationships intended to trap, exploit, or take unfair advantage of users, clients, or partners. Where our terms are strict — and some are — the strictness exists to protect the integrity of the work, the security of the platform, and the fairness of the relationship. Not to extract money from people who trusted us. These principles guide us. They are not merely aspirational — they are the reason this company exists. Anyone engaging with StructuralIntel.org Inc. — as a user, client, investor, or partner — is engaging with an organization that means what it says and builds what it promises. 3. Company Identity and Legal Structure Legal Name: StructuralIntel.org Inc. Structure: For-profit S-Corporation, transitioning to Public Benefit (B-Charter) status Registered Agent Address: 202 N. Cedar Ave, Suite 1, Owatonna, Minnesota 55060 Principal Office: Rochester, Minnesota Contact: admin@structuralintel.org Governing State: Minnesota IP Status: Patent Pending — all Sovereign Shield Platform technologies StructuralIntel.org Inc. is the parent company of the Sovereign Shield Platforms. All platforms are developed, owned, and operated by StructuralIntel.org Inc. All intellectual property associated with the platforms is the exclusive property of Fred Laurenzo and StructuralIntl.org Inc. 4. Eligibility You must be 18 years of age or older and legally capable of entering a binding contract to use the Services. By using the Services, you represent and warrant that you meet these requirements. We do not knowingly collect information from or provide Services to children under the age of 13. If you are between 13 and 18 years of age, you may use the Services only with the express consent and active supervision of a parent or legal guardian who agrees to be bound by these Master Terms. Parents and guardians are responsible for any actions taken by minors under their supervision. If we discover that a user under 13 has provided personal information, we will delete such information and terminate the associated account without notice. 5. License Grant and Prohibited Uses 5.1 License Grant Subject to these Master Terms and any applicable platform-specific terms, StructuralIntel.org Inc. grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services solely for their intended purpose and in accordance with these terms. No ownership rights are transferred. No licenses — express or implied — are granted except as explicitly stated herein. 5.2 Prohibited Uses You may not use the Services to: Violate any applicable local, state, national, or international law or regulation Reverse-engineer, decompile, disassemble, or attempt to derive source code or proprietary logic from any platform, system, or software Circumvent, disable, or tamper with security features, access controls, or authentication mechanisms Scrape, harvest, or automate access to any platform or website without written authorization Introduce malware, spyware, or any code designed to disrupt, damage, observe, or impair the Services or other users Resell, redistribute, sublicense, or commercially exploit the Services without express written authorization Upload, transmit, or store content that is unlawful, harmful, defamatory, obscene, or infringing Impersonate any person or entity or misrepresent your affiliation with any person or entity Engage in any conduct that negatively impacts the Company’s business relationships, reputation, or platform integrity The user is may not be located in a country subject to U.S. embargo or trade restriction with the United States and is the user may not be on a "Prohibited Persons" list. 5.3 Prohibited Uses - Prohibition of Sensitive Data -users agree not to upload or process "Protected Health Information" (as defined by HIPAA) or "Sensitive Personal Information" (as defined by various state laws) until the Company explicitly issues a written "Service Readiness Notice" for those specific data types. Violation of these prohibited use provisions may result in immediate termination of access, civil liability, and recovery fees as specified in these Master Terms. 6. Scope of Service — Redaction Service Provider StructuralIntel.org Inc. operates exclusively as a data redaction service provider. The Platform's responsibility and liability are strictly limited to the performance of redaction functions within the defined ingestion boundary established at client onboarding. StructuralIntel.org Inc. is not the data controller, data custodian, or system architect of the client's broader data environment. The client retains full responsibility for data governance, system configuration, and access controls outside the Platform's sovereign boundary. StructuralIntel.org Inc. does not warrant or guarantee any specific outcome. The Sovereign Shield Platform is architecturally designed to redact all PII within its defined ingestion boundary. Independent production testing has demonstrated a 100% redaction result across 500,000 records processed under controlled conditions. This result reflects system performance within a defined sovereign boundary and does not constitute a warranty or guarantee of any specific outcome in any client deployment. StructuralIntel.org Inc. expressly disclaims liability for PII exposure resulting from external vectors outside the Platform's documented sovereign boundary, including but not limited to user-initiated API connections, third-party integrations, email-borne data ingestion paths, or system configurations introduced by the client outside the Platform's architecture. Enterprise clients or those in specific jurisdictions, a separate DPA may be required to supplement these terms We are not responsible for the content or privacy practices of third-party sites linked from your properties. 7. Intellectual Property 7.1 Ownership All intellectual property associated with StructuralIntel.org Inc. and the Sovereign Shield Platforms — including but not limited to the Sovereign Shield Unitized Data Engine, the PII Redaction Engine V2.0, the Token Rotary Platform, the Sovereign Flow CRM, the 6-Token DNA Architecture, Informatic Mass Theory, Geometric Immutability, the Sovereign Storage Architecture, the Deterministic Token Delivery Model, and all other platform technologies, frameworks, methodologies, trade secrets, software, designs, branding, and documentation — is the exclusive intellectual property of Fred Laurenzo and StructuralIntel.org Inc. Patent applications are pending. Trade secret protections apply. All rights are reserved. Unauthorized reproduction, disclosure, adaptation, reverse-engineering, or use of any portion of the Company’s intellectual property is strictly prohibited. Any suggestions or feedback provided by users are "gratuitous, unsolicited, and without restriction," and that StructuralIntel.org Inc. is free to use those ideas without any compensation or credit to the user. 7.2 Patent Pending Protection The technologies underlying the Sovereign Shield Platforms are the subject of pending patent applications filed with the United States Patent and Trademark Office. The filing of these applications establishes a priority date that predates any subsequent filing by any third party. Any attempt to replicate, implement, or commercialize the described technologies without authorization from StructuralIntel.org Inc. constitutes patent infringement and will be pursued to the fullest extent of the law. 7.3 Trade Secret Protection Significant portions of the Sovereign Shield Platform architecture — including but not limited to the specific token structure, authorization chain, implementation algorithms, and sovereign storage configuration — constitute trade secrets of StructuralIntel.org Inc. protected under the Defend Trade Secrets Act (DTSA) and applicable state law. Misappropriation of these trade secrets will be pursued civilly and criminally. 7.4 Trademark “StructuralIntel,” “Sovereign Shield,” “Sovereign Gland,” “Sovereign Flow,” “6-Token DNA,” “Geometric Immutability,” “Informatic Mass,” and all associated logos, marks, and platform names are trademarks of StructuralIntel.org Inc. and/or Fred Laurenzo. Unauthorized use of these marks is strictly prohibited and may result in legal action. 7.5 IP Enforcement Violation of these intellectual property provisions — including but not limited to unauthorized use of trademarks, reverse-engineering, trade secret misappropriation, or patent infringement — will result in: Immediate termination of access to all Services Civil liability including but not limited to injunctive relief, statutory damages, and attorney’s fees A base civil fine of $1000.00 USD per day accruing from the date of first violation as determined by StructuralIntel.org Inc. Activation of this fine requires that the burden of proof threshold of a Grand Jury indictment standard has been met — meaning probable cause exists that a violation has occurred, as established by documentation, evidence, or formal legal proceeding. This threshold protects against frivolous claims while ensuring the enforcement mechanism cannot be challenged as an arbitrary penalty clause The parties agree that actual damages for misappropriation are difficult to ascertain, and that the daily fine represents a fair and reasonable liquidated estimate of the harm to the Company's competitive position and intellectual capital, and is not intended as a penalty. Criminal prosecution pursued under Minn. Stat. § 609.52 (theft including trade secret theft — felony, up to 10 years imprisonment and $20,000 fine), Minn. Stat. § 609.89 (computer or electronic data theft), Minn. Stat. § 609.891 (unauthorized computer access), and Minn. Stat. § 609.895 (counterfeited intellectual property penalties), in addition to all available federal remedies including the Defend Trade Secrets Act (DTSA), 18 U.S.C. § 1836, and applicable patent and trademark statutes This enforcement clause operates independently of any arbitration agreement. Disputes involving intellectual property, trademarks, patents, trade secrets, or licensing are expressly excluded from binding arbitration and shall be resolved through courts of competent jurisdiction. Users waive any right to binding arbitration for IP-related claims. 7.6 Limited License to Users Subject to these Master Terms, StructuralIntel.org Inc. grants users a limited, non-exclusive, non-transferable license to access and use the Services for their intended purpose. This license does not permit resale, commercial exploitation, modification, creation of derivative works, reverse-engineering, or use of branding elements without prior written consent. All rights not expressly granted are reserved. 8. Privacy StructuralIntel.org Inc. operates two distinct privacy environments, each governed by a separate privacy policy: The Sovereign Shield Platforms: Operate under a Near Zero-Data Architecture in which PII is permanently destroyed at the point of ingestion before it enters any system. Each platform is governed by its own platform-specific Privacy by Design Policy. The architectural elimination of PII storage means these platforms are structurally incapable of conventional data breach by design. The StructuralIntel.org Website: Operates under a user-controlled consent model supported by the Usercentrics Consent Management Platform. Users control what data is shared. The website privacy policy governs this environment separately. StructuralIntel.org Inc. does not sell, trade, or monetize user data in any form. Full privacy policies for each environment are published separately and incorporated herein by reference. 9 User Accounts and Responsibilities 9.1 Account Creation Access to certain Services may require creation of an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary to keep it accurate. 9.2 Account Security You are responsible for: Maintaining the confidentiality of your login credentials Restricting access to your account and any devices used to access it All activities and transactions that occur under your account, whether authorized by you or not Immediately notifying StructuralIntel.org Inc. of any unauthorized use or security breach at admin@structuralintel.org StructuralIntel.org Inc. is not liable for any loss or damage arising from your failure to maintain account security, including unauthorized access due to theft, negligence, or misappropriation of credentials. 9.3 The Tiered Support Framework Voluntary Support Benefits, these are not equity or operational control. Free Member Support Tier: Access to project exploration and community connection. Core Supporter ($18/mo): Includes supporter polls and "Founding Supporter" recognition. Builder Supporter ($50/mo): Includes monthly development briefings and direct feedback loops. Visionary Supporter ($500/mo): Includes quarterly 1:1 strategy meetings with the Founder to discuss product direction 9.4 Nature of Contributions: StructuralIntel.org Inc. is a for-profit S-Corporation transitioning toward Public Benefit (B-Charter) status. Membership contributions support platform development, outreach, research, and privacy innovation. These contributions are voluntary and not tax-deductible under U.S. law. 9.5 Marketing Consent By joining any membership tier, you provide express consent for StructuralIntel.org Inc. to contact you via email, SMS, and targeted marketing (Google/Meta) regarding Sovereign Shield Platform updates and opportunities. This consent may be withdrawn at any time via the Usercentrics banner or by contacting admin@structuralintel.org . 9.6 Account Termination StructuralIntel.org Inc. reserves the right to suspend or terminate any account at its sole discretion, without notice, for violation of these Master Terms or any platform-specific terms, conduct harmful to the Company or its users, or any other reason the Company deems sufficient to protect the integrity of its Services. 10. Disclaimers THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, STRUCTURALINTEL.ORG INC. EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO: WARRANTIES OF MERCHANTABILITY FITNESS FOR A PARTICULAR PURPOSE NON-INFRINGEMENT UNINTERRUPTED OR ERROR-FREE OPERATION ACCURACY OR COMPLETENESS OF ANY INFORMATION PROVIDED THROUGH THE SERVICES STRUCTURALINTEL.ORG INC. DOES NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THAT OPERATION OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS IN THE SERVICES WILL BE CORRECTED. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM STRUCTURALINTEL.ORG INC. SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE MASTER TERMS. 11. Limitation of Liability TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL STRUCTURALINTEL.ORG INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO: LOSS OF PROFITS, REVENUE, OR DATA BUSINESS INTERRUPTION LOSS OF GOODWILL COST OF SUBSTITUTE SERVICES ANY OTHER INTANGIBLE LOSSES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF STRUCTURALINTEL.ORG INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF STRUCTURALINTEL.ORG INC. FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE MASTER TERMS OR THE SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO STRUCTURALINTEL.ORG INC. IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU IN THEIR ENTIRETY. IN SUCH JURISDICTIONS, LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICES OR THESE MASTER TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICES . 12. Indemnification You agree to indemnify, defend, and hold harmless StructuralIntel.org Inc., its officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorney’s fees) arising out of or relating to: Your use of or inability to use the Services Your violation of these Master Terms or any platform-specific terms Your violation of any applicable law or regulation Your violation of any third-party rights, including intellectual property rights Any content you submit, post, or transmit through the Services StructuralIntel.org Inc. reserves the right to assume exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with the Company in asserting any available defenses. 13. Dispute Resolution and Arbitration 13.1 Binding Arbitration Except as provided in Section 12.4 (IP Carve-Out), any dispute, controversy, or claim arising out of or relating to these Master Terms, the Services, or any platform-specific terms — whether in contract, tort, or otherwise — shall be resolved exclusively by final and binding arbitration pursuant to the Federal Arbitration Act. Arbitration shall be conducted by a single neutral arbitrator administered by the American Arbitration Association (AAA) or a mutually agreed equivalent arbitration service, in Olmsted County, Minnesota, or as otherwise mutually agreed. The arbitrator’s award shall be final and binding, and judgment may be entered upon it in any court of competent jurisdiction. The prevailing party in any arbitration or legal proceeding arising from these Master Terms shall be entitled to recover its reasonable attorney’s fees and costs. 13.2 Class Action Waiver ALL DISPUTES SHALL BE RESOLVED ON AN INDIVIDUAL BASIS. YOU WAIVE ANY RIGHT TO PARTICIPATE IN CLASS ACTIONS, COLLECTIVE ACTIONS, REPRESENTATIVE ACTIONS, OR PRIVATE ATTORNEY GENERAL ACTIONS. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING. 13.3 Informal Resolution Before initiating arbitration, you agree to contact StructuralIntel.org Inc. at admin@structuralintel.org and attempt to resolve the dispute informally for a period of thirty (30) days. This informal resolution period is a condition precedent to arbitration. 13.4 Intellectual Property Carve-Out Notwithstanding Section 12.1, disputes involving intellectual property rights — including but not limited to patent infringement, trade secret misappropriation, trademark violation, copyright infringement, or unauthorized use of licensed technology — are expressly excluded from binding arbitration. Such disputes shall be resolved exclusively in courts of competent jurisdiction in the State of Minnesota. Users expressly waive any right to binding arbitration for IP-related claims and consent to the exclusive jurisdiction of Minnesota courts for such matters. 13.5 Governing Law These Master Terms and all disputes arising hereunder shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to conflict-of-law principles. Any legal action not subject to arbitration shall be brought exclusively in the state or federal courts located in Olmsted County, Minnesota. 14. Modifications to Terms and Services 14.1 Changes to Master Terms StructuralIntel.org Inc. reserves the right to update or modify these Master Terms at any time. The date of last update will always be reflected at the top of this document. Material changes will be communicated to users through a notice posted on the Company’s website. Continued use of the Services following notice of changes constitutes acceptance of the updated terms. 14.2 Changes to Services StructuralIntel.org Inc. reserves the right to modify, suspend, or discontinue any Service or platform at any time, with or without notice. The Company shall not be liable to you or any third party for any modification, suspension, or discontinuation of Services. 15. Termination StructuralIntel.org Inc. may suspend or terminate your access to any or all Services at its sole discretion, without notice or liability, for any reason including violation of these Master Terms or any platform-specific terms. You may discontinue use of the Services at any time. Upon termination for any reason, all licenses granted to you under these Master Terms expire immediately. Sections 6 (Intellectual Property), 10 (Limitation of Liability), 11 (Indemnification), 12 (Dispute Resolution), and all other provisions that by their nature should survive termination shall survive. 16. Infrastructure Protection and Recovery Any intentional act resulting in damage to StructuralIntel.org Inc.’s infrastructure, platforms, systems, or users will trigger a recovery fee of $800.00 USD per hour, billed for IT repair, forensic analysis, and containment efforts, or the actual cost of third-party remediation services, whichever is higher. Additional fees may apply for infrastructure replacement, legal review, or third-party service remediation. These fees are enforceable and payable within fifteen (15) days of demand. StructuralIntel.org Inc. reserves the right to suspend access, report violations to appropriate authorities, and pursue all available legal remedies including injunctive relief, statutory damages, and attorney’s fees. 17. Investor Engagement Any individual or entity providing financial investment to StructuralIntel.org Inc. shall be bound by the following terms: Investment does not confer operational control, authorship rights, or access to proprietary platform architecture, trade secrets, contributor systems, or client data Investors may not participate in product development, service delivery, or operational decision-making unless explicitly authorized in a separate written agreement All investor roles are financial only and shall be documented via a separate agreement that references these Master Terms Investors may not use the StructuralIntel.org Inc. name, branding, or platform marks to imply endorsement, affiliation, or partnership without written consent Investment shall not override, modify, or supersede any provision of these Master Terms or any platform-specific terms StructuralIntel.org Inc. reserves the right to decline, revoke, or dissolve any investor relationship that conflicts with the Company’s B Charter principles, ethical commitments, or operational independence Investor engagement with StructuralIntel.org Inc. is an engagement with a company that operates according to defined principles. Those principles are not negotiable. Capital that requires compromising them is not capital we accept. 18. General Provisions 18.1 Entire Agreement These Master Terms, together with any applicable platform-specific terms and the Company’s privacy policies, constitute the entire agreement between you and StructuralIntel.org Inc. with respect to the Services. They supersede all prior or contemporaneous communications, representations, and agreements, whether electronic, oral, or written. 18.2 Severability If any provision of these Master Terms is found to be invalid or unenforceable under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect. 18.3 Waiver The failure of StructuralIntel.org Inc. to enforce any right or provision of these Master Terms shall not constitute a waiver of that right or provision. No waiver shall be effective unless made in writing and signed by an authorized representative of the Company. 18.4 No Joint Venture Nothing in these Master Terms creates a joint venture, partnership, employment, or agency relationship between you and StructuralIntel.org Inc. You have no authority to bind the Company in any respect. 18.5 Force Majeure StructuralIntel.org Inc. shall not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, pandemic, war, terrorism, governmental action, or failure of third-party infrastructure. The services are not intended for use in "hazardous environments" or "life-critical" infrastructure where a failure of the platform could lead to physical harm or catastrophic property damage. 18.6 Legal Compliance StructuralIntel.org Inc.’s performance of these Master Terms is subject to existing laws and legal process. Nothing in these Master Terms is in derogation of the Company’s right to comply with governmental, court, and law enforcement requests relating to your use of the Services. 18.7 Language It is the express wish of the parties that these Master Terms and all related documents be written in English. In the event of any conflict between an English version and a translated version, the English version shall control. 18.8 Updates and Notification When material updates to these Master Terms are made, a notice will be posted on the StructuralIntel.org website. StructuralIntel.org Inc. encourages users to periodically review these terms. Continued use of the Services after updates constitutes acceptance. 19. Contact Information Company: StructuralIntel.org Inc. Registered Agent: 202 N. Cedar Ave, Suite 1, Owatonna, Minnesota 55060 Principal Office: Rochester, Minnesota Email: admin@structuralintel.org Website: www.structuralintel.org For legal notices, disputes, or formal correspondence, all communications must be directed to the registered agent address above. Email is accepted for general inquiries and informal dispute resolution attempts. AUTHORIZED BY: Fred Laurenzo Founder, CEO & Inventor StructuralIntel.org Inc. admin@structuralintel.org April 6, 2026

Founders Day Special: 6 Months Free for the first 5 Rochester installs Stop personal information leaks at a potential 100% success rate with zero employee training. Turnkey hardware lease includes Setup, Equipment, & Service. Layer 7 hardware redaction with Zero Remote Access. No inbound ports, no vendor backdoors. Fully inclusive: Setup, Training, and 2-Year Equipment Lease. The Full Story Sovereign Shield Platform By Structuralintel.org Inc presents The Redactor V 1.0 Personal Information Remediation Appliance Founders Day Special 6 Months Free for the First 5 Rochester Installs Protect your organization from personal information leaks with a system designed for potential 100% PII redaction success — and little employee training is required. This is the simplest, safest, most structurally sound way to eliminate identity exposure inside your organization. The Redactor V 1.0 Personal Information Remediation Appliance A turnkey hardware solution that removes personal data before it ever exists inside your systems. No software to learn. No behavior changes. No new workflows. Just plug it in and your risk collapses. THE REDACTOR V 1.0 Privacy, Engineered to Disappear Why It Works Layer 7 Hardware Redaction Your data never enters the system in an identifiable form. No signatures. No email addresses. No names. No PII. Zero Remote Access We cannot log in. We cannot monitor. We cannot extract. We cannot “check” your data. There are no inbound ports and no vendor backdoors — by design. Stop Leaks Before They Start Most breaches happen because organizations store information they don’t need. The Redactor V 1.0 solves this structurally: It removes personal data before it exists It prevents identity from entering your systems It eliminates the honeypots hackers target It reduces your liability footprint to near zero A hacker can’t steal what isn’t there. Why Choose Structuralintel.org Inc Patent‑pending PII redaction Patent‑ready Data Unitization Technology Zero‑access architecture Public Benefit mandate No remote monitoring No vendor control No hidden data pathways No identity stored, ever Insured and Bonded We don’t just promise privacy — we enforce it at the code and hardware level. How It Works Data enters the appliance. Identity is removed at Layer 7. A non‑reversible token replaces the PII. Your systems receive the token — not the identity. No direct index exists. No PII is stored anywhere. You still communicate. You still operate. You still function normally. But your liability disappears. Your Lease Includes: Turnkey Deployment Your lease includes: Full setup All equipment On‑site installation Training (if you want it — but you won’t need it) 2‑year equipment lease Ongoing service and support - no additional cost A bonded contract through a Surety Co You plug it in. It does the rest. Links ROI Guarantee Schedule your service Lightweight. Zero dependencies. Blindingly fast. Drop PII redaction into any software stack today. Check out our availability and book the date and time that works for you Call to Action Be One of the First 5 Rochester Installs Get 6 months free and eliminate your information liability. [Book Your Install] [Request a Demo] Terms Subject To Change

StructuralIntel.org helps businesses stay safe by removing private information from their computers. We offer a simple CRM, data cleaning tools, and private AI. We don't track you, we don't sell your data, and we don't hold it hostage. Your business data stays in your hands where it belongs. The Sovereign Shield Platform The Six Layer Sovereign Shield Stack ROI Core Principles: Foundationally Integrated: Each layer is built upon the security and logic of the layer beneath it. Modular Sovereignty: Every layer is independently licensable, allowing for custom-fit protection. Engineered Privacy: API-agnostic, PII-free, and natively data-redacted by design. Universal Compatibility: Cloud-agnostic architecture that runs wherever you need it. Absolute Custody: The user retains 100% custody of all data at every layer, at all times. The Structural Guarantee: Structuralintel.org Inc. will never hold your data hostage. Your data belongs to you—permanently. Guarantee The Six Platforms Sovereign Shield V 1.0 and 2.0 Personal Information Redacting Software that works with 100% success in our controlled settings with over 1.5 M test - the core of our platform - [Status: Production Ready] The Sovereign Unitized Data Sanitizer Enables the input of multiple sources of data and converts them to Ui to revolutionize dta processing, structure, volume and AI processing speed. [Status: Core Logic Active] The Sovereign Flow CRM The worlds first tokenized CRM with PII redaction at its core with full analytics capability [Status: Production Ready] ProfitZap Landscaping MOS ProfitZap incorporates all of the platforms into a high powered Landscaping Management Operating System Near MVP The Analytics and KPI dashboard A full Privacy Compliant analytics dashboard [Status: Production Ready] Dr Oak Private AI A Privacy Compliant Personally owned AI for your home or business [Status: Developmental Alpha] Let’s Work Together Get in touch so we can start working together. First Name Last Name Email Message Send Thanks for submitting!

Integrity is who we are when no one is watching. We choose ethics over convenience. Transparency, honesty, and accountability guide everything we build. STRUCTURALINTEL.ORG — OUR ETHICAL COMMITMENT Integrity is what you do when no one is looking. At StructuralIntel.org, this statement is more than a value. It is the foundation of our company. We build technology that protects people — not exploits them. We design systems that are transparent — not mysterious. And we operate with integrity — especially when nobody is watching. 1. Our Core Principle: Integrity Everything we do rests on one idea: Integrity is the sum of your actions when the world isn’t paying attention. This guides every part of our work: how we build, how we test, how we treat data, and how we serve our community. 2. Privacy Is a Human Right We believe every person deserves: dignity, safety, and control of their own information. That’s why we build deterministic, transparent, rule-based privacy systems — not black-box models or unpredictable algorithms. Our technology exists to protect people, not to extract from them. 3. No Dark Patterns. Ever. We do not use: manipulative interfaces hidden trackers data harvesting deceptive analytics or any practice that profits from user vulnerability We build technology as if someone we love is on the other side of the screen — because someone is. 4. Ethical Innovation Innovation only matters when it is responsible. We refuse to build features that: exploit communities, put data at risk, harm users, or generate profit at the expense of safety. If a feature is harmful, we don’t build it. Period. 5. Stewardship Over Profit We follow a Reinvestment-First philosophy: we reinvest in infrastructure, reinvest in privacy protections, reinvest in ethical technology, reinvest in community benefit. Only after mission needs are met do we consider discretionary distributions. This ensures long-term stability and public trust. 6. Leadership With Humanity We acknowledge that people work differently. Our leadership model: honors nonlinear work patterns, respects mental wellness, supports flexible environments, and focuses on outcomes — not rigid hours. We design a workplace where people can do their best work without sacrificing their health or identity. 7. Transparency by Design We operate openly because trust requires visibility. This includes: honest communication clear explanations ethical data governance accurate reporting and zero tolerance for hidden behavior If something affects your data or your privacy, you will know. 8. Commitment to Public Benefit We are building toward B-Charter (Public Benefit) alignment. This means: choosing mission over shortcuts, designing tech that serves communities, and holding ourselves accountable to ethical standards higher than profit. We exist to serve, not exploit. 9. How We Hold Ourselves Accountable Every member of our company — from Founder to future hires — is held to the same standards: honesty courage responsibility fairness patience respect Integrity is not optional. It is required. This is StructuralIntel.org A company built on: integrity, ethics, privacy, reinvestment, and public service. If you partner with us, work with us, or trust us with your data, you can be certain of one thing: We will act with integrity — especially when no one is looking. My football coach drilled this into me when I was young: Integrity is what you do when no one is looking. It became the lesson I taught my kids, and now it’s the principle this company is built on Let’s Work Together Get in touch so we can start working together. CONTRIBUTE JOIN US First Name Last Name Email Message Send Thanks for submitting!

Join a community that cares about privacy, dignity, and freedom from data misuse. Explore our membership tiers—from Free Support to Builder Supporter—and help fund the development of the Sovereign Shield platform. Research - Member Support Finding Inspiration in Every Turn This is your About Page. This space is a great opportunity to give a full background on who you are, what you do and what your website has to offer. Double click on the text box to start editing your content and make sure to add all the relevant details you want site visitors to know. The Data Revolution The world is reaching a breaking point with data. Every organization — from small nonprofits to major institutions — is drowning in the cost, risk, and liability of storing personal information. The old model has become too expensive to maintain, and history shows what happens next: when a safer, more efficient structure appears, society eventually adopts it. Structuralintel.org Inc was built to demonstrate that new structure. Instead of protecting personal data, we remove it entirely. Our zero‑data architecture eliminates identity from the system, replacing it with tokenized, privacy‑native information that still allows organizations to function, comply, and innovate. The result is a model that is safer, faster, and dramatically more cost‑effective. This isn’t theory. It’s a working system. As a former history teacher, I’ve spent my life studying how societies shift from one era to the next. The Data Revolution is not a slogan — it’s the natural evolution of a digital world that can no longer sustain the burden of identity‑based data . When risk disappears, efficiency rises. When privacy becomes structural, trust becomes automatic. When compliance is deterministic, organizations thrive. We chose to become a B‑Corp and pledge 30% of our profits for a simple reason: to prove that a privacy‑first, zero‑extraction model is not only ethical — it’s economically sound. The system remains profitable even when you remove the exploitative layer. That’s the point. Structuralintel .org Inc exists to show what the next era looks like: a world where technology protects people, strengthens communities, and still keeps the economy strong. This is not disruption. This is modernization. This is the Data Revolution. Support Sovereign Shield — Help Build Rochester’s Privacy Future - And Stop the Data Hoarding FREE MEMBER SUPPORT TIER Start here. Look around. Get a feel for the project. A space for people who care about privacy, dignity, and the freedom to think without being judged. CORE SUPPORTER — $18/month For neighbors who want Rochester to lead the nation in privacy innovation. Perks Invitation to participate in supporter polls that shape product priorities Discounted tickets to public events and webinars Your name (optional) listed as a Founding Supporter of the Sovereign Shield Platform Best for: Anyone who cares about privacy, civic tech, or protecting vulnerable people from data misuse. JOIN US BUILDER SUPPORTER — $50/month For community members who want to actively help shape the technology and the movement. Includes all Core Supporter perks, plus: Builder-only monthly briefings on system development and pilot progress Ability to submit direct feedback on features and privacy workflows Reserved seating at in-person event Best for: People who want a voice in the platform’s evolution and care about how data ethics is designed. VISIONARY SUPPORTER — $500/month For civic champions, technologists, and partners committed to shaping Rochester’s privacy infrastructure. Includes all Builder Supporter perks, plus: Quarterly 1:1 strategy meetings with the Founder to discuss product direction, community needs, and policy impacts Invitation to the Visionary Table — a small circle that reviews major milestones and pilot outcomes Recognition as a Visionary Privacy Sponsor (optional) Founding access to long-term civic dashboards and maps as they become available JOIN US Disclaimer: Structuralintel.org Inc. is a for-profit S-Corporation transitioning toward Public Benefit (B-Charter) status. Contributions support platform development, outreach, research, and privacy innovation. They are voluntary and not tax-deductible under U.S. law. JOIN US One-Time Supporters If you want to support the mission without becoming a monthly member, you can make a one-time contribution at $25 Every contribution directly accelerates the launch and growth of the Sovereign Shield Platform. 💚 Privacy is safety. Privacy is dignity. JOIN US Meet The Team Our Clients